My wife Maggie and I have been working with Murray and his team at Future Gen Solutions since June 2005. Murray was recommended to us by a close friend and work colleague who along with one of their close friends had reached, or were well on the way to reaching their personal financial goals. Having previously dealt with a Financial Planner who I am pleased to say is no longer working in the industry the team at Future Gen Solutions changed my whole outlook on Financial Planning.
Our initial relationship was based on establishing a plan to reduce our taxable income through Salary Sacrifice, review our Life and Income Protection Insurance and established a sound investment portfolio. We then set up a structure to work towards reducing our mortgage. Our Wills were also reviewed which were quite old and no longer relevant to our needs. The process along with knowing we had a sound plan for the future and for our children gave us a great deal of comfort.
Later we changed our lending provider and insurance to achieve improved rates. Insurance has been reviewed regularly to ensure costs remain at the most suitable rate for the cover provided.
We eventually took the decision to move our Superannuation and establish our own Family Pension Fund. This provided increased flexibility to maximise our investment and growth rate. This process was far more straight forward than we expected and remains very easy based on the sound management and advice.
When our circumstances changed a few years ago Future Gen Solutions were there to provide professional advice and support. They assisted in reviewing our plan and making the necessary changes to meet our current needs.
We have always found Murray and his dedicated team to be highly professional, helpful and responsive. The advice we have received has been great for us and continues to meet our changing needs. Nothing is too much trouble and they are always available to provide any help or assistance. I have no hesitation in recommending Future Gen Solutions to anyone needing financial advice. It costs nothing to have a conversation which could make a big difference to your financial future.