Lending Solutions

Whether you are in business, a first home buyer or purchasing an investment, debt is an important element of all of our lives. Knowing how to structure debt from a tax and cash flow perspective is an important aspect of the work we do at Future Gen Credit. The effective structuring of debt is instrumental in both cash flow and financial success. We are happy to meet with you on a no cost no obligation basis to discuss your options.

Home Loan Financing

Purchasing or refinancing a home can be a daunting experience at the best of times. The four major banks make up 90% of residential lending. However, there are other residential lending providers in the market place. Further, it is a competitive marketplace. It is important to review your arrangements on a regular basis given the constantly changing landscape. We are happy to meet with you on a no cost no obligation basis to discuss your options.

Investment Loans

Structuring an investment loan is vastly different from a home loan situation. Consideration needs to be given to matching the loan duration with the nature of the investment. Key to investment financing is the “siloing” of tax deductible debt from non-deductible debt to allow for the correct accounting of expenses. This can be a complex area. We are happy to meet with you on a no cost no obligation basis to discuss your options.

Asset and Equipment Financing

Most individuals and businesses suffer two main problems; lack of cash flow, lack of capital or a combination of both.

Asset and equipment financing can assist to access the asset or equipment on a repayment schedule that suits your situation. Making sure you understand the terms and costs associated with your contract is one of our key points of difference.

We are happy to meet with you on a no cost no obligation basis to discuss your options.